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What does this mean?

Confused by a word, number, label or charge? Get a quick plain-English explanation, why it matters, and what you may need to do next.

Money

  • What is APR?APR stands for annual percentage rate.
  • What is APY?APY stands for annual percentage yield.
  • What is compound interest?Compound interest is interest earned on your original money and also on the interest it has already earned.
  • What is amortization?Amortization is paying off a loan in regular, equal payments over time.
  • What is credit utilization?Credit utilization is the share of your available revolving credit that you are using.
  • What is an escrow account?An escrow account, sometimes called an impound account, is set up by your mortgage lender to pay certain property-related expenses such as property taxes and insurance premiums.
  • What is a credit report?A credit report is a statement that has information about your credit activity and current credit situation, such as your loan paying history and the status of your credit accounts.
  • What does FDIC insured mean?FDIC insured means a bank's deposits are covered by the Federal Deposit Insurance Corporation.
  • What is negative equity on a car?Negative equity means you owe more on your car loan than the vehicle is worth.

Cars & driving

Home

  • What does MERV 13 mean?MERV is a rating of how well an air filter captures particles between 0.3 and 10 microns, on a scale from 1 to 16.

Shopping

  • What is unit price?Unit price is the price of one standard unit of a product, such as one ounce, one pound or one sheet.

For developers

  • What is Base64?Base64 writes any data, including bytes that are not printable, using only 64 ordinary characters: A to Z, a to z, 0 to 9, plus and slash.
  • What is a UUID?A UUID (universally unique identifier) is a 128-bit label written as 32 hexadecimal characters in five groups, like 123e4567-e89b-42d3-a456-426614174000.
  • What is a Unix timestamp?A Unix timestamp is the number of seconds since midnight (12:00:00 AM) UTC on 1 January 1970, not counting leap seconds.

Design

  • What is a hex color?A hex color is a code such as #FF5A1F that describes a color by how much red, green and blue light it contains.

Everyday life

  • What does AQI mean?AQI stands for Air Quality Index, a scale from 0 to 500 that reports how clean or polluted the air is.

Health & wellness

35 explanations. More are added when each one can be checked against a named source.